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Niche Products

Crane and Engineering

The Civil Engineering industry requires a very specialised insurance and because of our many years of experience in this arena, and because we foresaw a real need here, we decided to open up a niche element to our already comprehensive offering. Through STP, you can be assured of a tailormade and watertight contract, protecting your business, your employees and your clients.

Our in-depth knowledge of the high risks involved in civil engineering projects, allows us to provide you with the correct advice so that you can avoid liability claims, accidental loss, death and/or injury. We ensure cover for:

  • your own property
  • hired-in property
  • continuing hire charge
  • substitute or replacement property
  • loss of revenue
  • the risk of driving on public roads
  • third party liability claims
  • tandem or multi-lifts
  • negligent behaviour, malicious acts and incorrect operation from your own staff and third parties involved
  • we arrange disposal of salvage (with first option to retain)
  • we include repatriation and recovery costs
  • arranging of new parts
  • we mitigate the possibility of devaluation or revaluation of the local currency
  • you can enjoy reduced excesses for windscreen or other glass claims
  • we cover all African countries south of the equator

Other Niche Products

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